The Newsletter
Multiple free issues a week. Course issues on Fridays. Every one of them, a fight you'll want to pick.
Issue 86 · Housing
The Canadian home-ownership myth is costing you six figures. CMHC premiums, land transfer tax, condo fees — here's the math nobody runs.
Issue 85 · Investing
A dollar in XIC in 1980 is worth $47 today — tax-sheltered in a TFSA. The hard part was never the math.
Issue 84 · Career★ Student
Your T4 is leverage, not a cage. DB pensions, RRSP matches, group benefits — here's how to use them.
Issue 83 · AI Tools★ Student
47 prompts that replaced my $2,400/yr fee-only CFP.
Issue 82 · Mindset
The cost of sitting in a 4.5% HISA is bigger than the cost of being wrong in XEQT.
Issue 81 · Tax
Your marginal tax rate today vs retirement — that's the whole game. Here's the flowchart.